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Published on 7 Oct 2024 by Vivien Z.
When hiring a domestic helper in Singapore, understanding the associated insurance and levy requirements is crucial.
Foreign domestic worker levy in Singapore
The Foreign domestic worker (FDW) Levy is a monthly charge imposed by the Singapore government on employers of foreign domestic workers. This levy helps regulate the employment of foreign helpers and supports the country’s foreign manpower policies.
- Standard levy rates: Employers typically pay a standard levy rate, which varies depending on the type of FDW and the number of helpers employed.
- FDW levy payment: Ensure that you make timely payments to avoid any penalties. The levy can be paid via various methods, including online through the Ministry of Manpower’s (MOM) website.
FDW levy concession
FDW levy concessions offer reduced levy rates for certain categories of employers who meet specific criteria, such as those who have young children or elderly family members. Check MOM’s guidelines to see if you qualify.
How to pay maid levy
- Online payment: Log in to the MOM’s website to pay your maid’s levy online.
- Payment methods: You can use various payment methods, including credit/debit cards and e-banking.
For any issues related to payments, consult the MOM’s website or contact their customer service.
Maid levy waiver
A maid levy waiver can be granted in certain exceptional cases, such as:
- Temporary absences: When your maid is away from work for an extended period, you may be eligible for a waiver.
- Special circumstances: Specific situations, like hospitalisation or emergencies, might qualify for a levy waiver.
To apply, you need to provide appropriate documentation and follow MOM’s application procedures.
Foreign domestic worker insurance Singapore
Foreign domestic worker insurance Singapore is mandatory for all employers of FDWs. This insurance covers:
- Medical expenses: Covers medical treatments and hospitalizations for the FDW.
- Personal accident: Provides financial protection in case of accidents or injuries.
- Repatriation: Includes costs associated with sending the FDW back to their home country in case of termination or other reasons.
Types of maid insurance
Several insurance options are available:
- Mom maid insurance: Designed to meet the minimum requirements set by MOM.
- NTUC maid insurance: Provided by NTUC income, offering various coverage plans.
- DBS Maid Insurance: Offered by DBS Bank, with customisable coverage options.
- Insurance Market Singapore: An independent insurance broker licensed by MAS since 2015 that has access to products from 20 renowned insurance companies.
Navigating maid insurance and levy requirements is an essential part of employing a domestic helper in Singapore. By understanding the different types of insurance, levy concessions, and payment methods, you can ensure compliance with local regulations and provide adequate support for your helper.
For more detailed information or specific queries, consult the Ministry of Manpower or your chosen insurance provider.
You might be interested in:
Understanding the Security Bond for Hiring a Maid in Singapore
How to Open POSB and DBS Bank Accounts in Singapore
Everything You Need to Know About Your Helper's Work Permit
What is a Certificate of Employment Intermediaries (CEI)?
How to Support Your Helper's Mental Well-Being in Singapore
When hiring a domestic helper in Singapore, understanding the associated insurance and levy requirements is crucial.
Foreign domestic worker levy in Singapore
The Foreign domestic worker (FDW) Levy is a monthly charge imposed by the Singapore government on employers of foreign domestic workers. This levy helps regulate the employment of foreign helpers and supports the country’s foreign manpower policies.
- Standard levy rates: Employers typically pay a standard levy rate, which varies depending on the type of FDW and the number of helpers employed.
- FDW levy payment: Ensure that you make timely payments to avoid any penalties. The levy can be paid via various methods, including online through the Ministry of Manpower’s (MOM) website.
FDW levy concession
FDW levy concessions offer reduced levy rates for certain categories of employers who meet specific criteria, such as those who have young children or elderly family members. Check MOM’s guidelines to see if you qualify.
How to pay maid levy
- Online payment: Log in to the MOM’s website to pay your maid’s levy online.
- Payment methods: You can use various payment methods, including credit/debit cards and e-banking.
For any issues related to payments, consult the MOM’s website or contact their customer service.
Maid levy waiver
A maid levy waiver can be granted in certain exceptional cases, such as:
- Temporary absences: When your maid is away from work for an extended period, you may be eligible for a waiver.
- Special circumstances: Specific situations, like hospitalisation or emergencies, might qualify for a levy waiver.
To apply, you need to provide appropriate documentation and follow MOM’s application procedures.
Foreign domestic worker insurance Singapore
Foreign domestic worker insurance Singapore is mandatory for all employers of FDWs. This insurance covers:
- Medical expenses: Covers medical treatments and hospitalizations for the FDW.
- Personal accident: Provides financial protection in case of accidents or injuries.
- Repatriation: Includes costs associated with sending the FDW back to their home country in case of termination or other reasons.
Types of maid insurance
Several insurance options are available:
- Mom maid insurance: Designed to meet the minimum requirements set by MOM.
- NTUC maid insurance: Provided by NTUC income, offering various coverage plans.
- DBS Maid Insurance: Offered by DBS Bank, with customisable coverage options.
- Insurance Market Singapore: An independent insurance broker licensed by MAS since 2015 that has access to products from 20 renowned insurance companies.
Navigating maid insurance and levy requirements is an essential part of employing a domestic helper in Singapore. By understanding the different types of insurance, levy concessions, and payment methods, you can ensure compliance with local regulations and provide adequate support for your helper.
For more detailed information or specific queries, consult the Ministry of Manpower or your chosen insurance provider.
You might be interested in:
Understanding the Security Bond for Hiring a Maid in Singapore
How to Open POSB and DBS Bank Accounts in Singapore
Everything You Need to Know About Your Helper's Work Permit
What is a Certificate of Employment Intermediaries (CEI)?
How to Support Your Helper's Mental Well-Being in Singapore