A new way to find & hire a maid in Singapore

Please read these terms and conditions carefully. You are agreeing to our terms when you use our services and products. This is a legally binding document, so please make sure you understand it.

Ministry of Helpers (“MoH”) is a transparent online platform that helps employers and domestic helpers connect. Our services and products are designed to facilitate the entire domestic helper recruitment and employment process. By using our services and accessing the platform, you agree to these terms and conditions.

MoH is published by Ministry of Domestic Helpers Pte Limited hereinafter “MODH”, a company incorporated and registered in Singapore with UEN 202025069C, which registered office is located at 195 Pearl's Hill terrace #02-16. Email: contact@ministryofhelpers.com. MODH provides MoH with an objective to improve the integrity and efficiency of the matching and employment process between employers and domestic workers using the latest technology.

These general terms and conditions of sale and use of the MoH functionality on the ministryofhelpers.com website (hereinafter referred to as the “General Terms and Conditions” or “GTC” and “The Website”) are aimed at setting out the conditions for accessing and using the online platform and services through the website https://ministryofhelpers.com and specifying the framework of the relationship between Members and MoH

MoH offers the following services:

MoH provides domestic helpers and employers with technical tools and with a view to the domestic worker finding suitable employment and the employer finding a suitable helper.
MoH hosts assignments, offers and requests, and subject specific content generated by editors, domestic helpers and employers
MoH is not acting as an agent in any capacity, nor as a domestic helper but solely as a tooling platform; as such, MoH merely connects employers and domestic helpers and provides tooling that members may avail off
MoH's obligations are limited to supplying the means necessary in order to connect domestic helpers and employers and assist them accordingly
By using the Website, the Users (as defined above) acknowledge that they have read, understood and unreservedly accepted these general terms and conditions. Moreover, by using the website, users acknowledge that they have accepted the Privacy and Personal Data Protection Policy.

By accessing the website, users (as defined above) confirm that they have read, understood, and wholeheartedly accepted these general terms and conditions. Furthermore, through their utilisation of the website, users acknowledge their acceptance of the privacy policy and other related terms.

MoH may amend and update these general terms and conditions of use, as well as the privacy and personal data protection policy, at any time. The general terms and conditions and the privacy and personal data protection policy applicable when the website is used are those by which the user is bound.

Users are advised to keep up to date with the currently applicable general terms and conditions. The currently applicable version of the general terms and conditions and the privacy and personal data protection policy can be viewed at any time by clicking on the link “Terms and Conditions'' available on the website.

By registering and subscribing to the MoH platform, employers acknowledge and agree to comply with all applicable Ministry of Manpower (MOM) regulations. In the event of any violation of these regulations, the MoH reserves the right to restrict, suspend, or terminate the employer's account, regardless of their subscription status. Furthermore, the MoH' decisions regarding account restrictions or terminations are final and binding. By using our platform, employers accept and agree to adhere to these terms and conditions in full.

Article 1: Definitions

In these general terms and conditions, words or expressions beginning with a capital letter, whether used in the singular or the plural, will have the following definitions.:

“Assignment”: denotes the service conferred upon the domestic helper by the employer.

“Content”: denotes all offers, literature, messages or information of any nature whatsoever (text, images, videos, photographs, comments, marks, company names, etc.) uploaded by a Member.

“Domestic Helper”: denotes a Member registered on Website willing to carry out the Assignment requested by the Employer or offering Personal Assistance Assignments to Employers.

“Employer”: denotes a Member, a natural person, wishing to hire the services of a Domestic Helper via the Platform.

“Member”: denotes a Domestic Helper or Employer using the Website

“Personal Assistance Service”: denotes all of the services offered by Domestic Helpers.

“Platform”: “denotes the structure put in place by MoH, which can be accessed online at the following address: https://www.ministryofhelpers.com

“Premium Subscription”: a paid subscription giving the Employer access to the paid services offered by MoH for a limited period, which is tacitly renewable for a period equivalent to the initially chosen period.

“Service”: denotes all paid or free services offered by the Platform.

“User”: denotes any person using the Platform, whether they are just a visitor or a Member.

“Verification”: denotes a free option indicating whether a Domestic Helper has undergone special Verification.

“Website”: the MoH functionality on the website https://ministryofhelpers.com.

Article 2: Intellectual property

Content shared by MoH

All elements (drawings, images, text, logos, etc.) constituting the Platform are the exclusive property of MoH. All elements (drawings, images, text, logos, etc.) constituting the Platform are the exclusive property of MoH. Generally, the User is granted a personal, non-exclusive and non-transferable right to access and use the Platform, with any other right expressly excluded without MoH's prior consent in writing. Generally, the User is granted a personal, non-exclusive and non-transferable right to access and use the Platform, with any other right expressly excluded without MoH's prior consent in writing.

The MoH trademarks and ministryofhelpers.com domain name are, and remain, the exclusive property of Ministry of Domestic Helpers Pte Ltd.

Content shared by the User

MoH holds a license to use the intellectual property rights attached to the content provided by the Users for the purposes of distribution on the Platform.

The User expressly authorises MoH to amend the aforementioned content in order to comply with the style requirements of the Platform and/or in order to make it compatible with the technical performance requirements or media formats concerned.

The Users grant an international and non-exclusive license to use the information and/or data provided. Users are solely responsible for the content of the information and/or data. MoH reserves the right to delete any content highlighted and/or interpreted as being illegal, morally reprehensible or infringing intellectual property rights.

When downloading information on the website, the User may restrict or prohibit the use of the information put online on the Platform by notifying MoH via the website or by post addressed to 107 Eunos Avenue 3 #06-01 (W604), Singapore 409837.

Article 3: Accessing and using the Website

Accessing the Website

The Website is accessible 24 hours per day, seven days per week. However, MoH reserves the right, without providing notice or compensation, to temporarily suspend the Platform or access to the remote Services in order to carry out work including but not limited to: updates, maintenance operations and amendments to the servers, etc.

MoH reserves the right to complete or amend the Platform and Services available on the Platform at any time.

In the event of temporary or prolonged unavailability of the Platform, in particular in the event of glitches or in the event of permanent closure of the Platform, MoH cannot be held liable for the damage that occurs other than damage resulting directly from the non-fulfilment of its obligations specified in this instrument.

MoH provides no guarantee that the Platform will function without interruption and that the servers providing access thereto and/or third-party websites for which hypertext links appear, do not contain viruses.

MoH cannot be held liable in the event that one or more Users are unable to connect to the Platform due to any technical fault or issue.

The Platform connects the following persons:

On the one hand: Employers who are registered on the Platform in order to be connected with Domestic Helpers. They offer to pay the Domestic Helpers to carry out Personal Assistance Assignments. Employers' access to the service is restricted to any natural person with full legal capacity to be bound by these General Terms and Conditions in the context of their Personal Assistance needs and not for the purposes of reselling, leasing or exchanging the Services for the benefit of third parties in the form of a professional or occasional activity. Employers have to be of minimum age for hiring in Singapore.

On the other hand: Domestic Helpers offering Personal Assistance Assignments. Domestic Helpers' access to the service is restricted to people that have the minimum age of 21. Employment agencies are not allowed to register as Domestic Helpers.

The Platform is a website where employers and domestic helpers can connect and if needed employ the services of third-party employment agencies. Therefore, MoH does not process any official paperwork and merely provides tools for Employers and Domestic Helpers to avail of.

Legal persons or natural persons acting on behalf of a legal person or employment agencies are prohibited from registering on the Platform as Employers or as Domestic Helpers without prior written permission from MoH, establishing contact with Domestic Helpers, fully or partially recovering the database from the website or using the website.

MoH reserves the right to ban any User registered on the Platform and take any legal action if it believes that it has incurred damage of any kind as a result of such acts, more specifically in the event of use of its database for commercial or market research purposes (market research carried out on and/or information collected from MoH ‘Users, use of Domestic Helpers' personal information, misleading advertising, etc.

Employers and Domestic Helpers registered on the Platform are jointly referred to as “Members”.

As mentioned above, MoH uses the Platform, provides the technical tools and means allowing Employers and Domestic Helpers to connect, hosts profiles, messages and, more generally, any content generated by these.

Registration on the Platform

In order to use the Services, the User must register on the Platform by completing the dedicated form in order to become a Member. When doing so, the User must provide all information marked as mandatory when completing the form available online on the Platform. This information must be correct, up-to-date, truthful, and proved upon MoH's first request, as well as updated regularly by the Member via the User profile.

More specifically, the Member must specify a valid email address which will allow them to confirm their registration as well as a telephone number on which they can be contacted.

MoH reserves the right to accept or refuse any registration in the event of non-compliance with these General Terms and Conditions.

The Member agrees to personally use the Platform and refrain from allowing any third-party access thereto in their place or on their behalf. The Member agrees to create just one account.

The Member agrees to ensure that their username and password are kept private and confidential.

(i) Provisions regarding Domestic Helpers

Verification of information: In order to guarantee Employers the accuracy of information provided by Domestic Helpers called upon to complete Personal Assistance Assignments, MoH offers a Profile Verification System (“Verified Members”). This Verification consists of verifying the identity, personal details and potential qualifications held by the Domestic Helper who have opted for the Verification service.
Identity: Domestic Helper submits an electronic copy of their identity document (Identity Card, Passport, Residence Permit or Document valid for residents from outside China). MoH will verify that the surname, first name and age submitted during registration on the Platform are consistent;
Qualifications: if the Domestic Helper states that they hold certain qualifications, they must submit an electronic copy of these. MoH will verify that the qualification has been issued to the surname and name provided during the Domestic Helper's registration.

By publishing a position, Domestic Helpers agree to MoH forwarding this position to its partners in order to maximise their chances of finding a job or person meeting their expectations. Only the content of the position is automatically forwarded and published on the websites of said MoH's partners. Domestic Helpers' identity remains confidential and will not appear on the advertiser's website. In order to contact Domestic Helpers, any person interested in the position appearing on the partner's website will be automatically redirected to the Platform and must register in order to contact the Domestic Helpers.

(ii) Provisions regarding Employers

Employers have the option to publish a position describing the Personal Assistance Assignment for which they wish to find a Domestic Helper.

By publishing a position, Employers agree to MoH forwarding this position to its partners in order to maximise their chances of finding a job or person meeting their expectations. Only the content of the position is automatically forwarded and published on the websites of said MoH's partners. Employers' identity remains confidential and will not appear on the Website. In order to contact Employers, any person interested in the position appearing on the partner's website will be automatically redirected to the Platform and must register in order to contact the Employers.

Article 4: Conditions for accessing the Service

The price of Premium Subscriptions can be found on the website in the dedicated area.

Employers are from time to time able to submit a promotional (promo) code offering them a discount on the standard price or a number of days of free subscription.

By accepting the general terms and conditions, Employers acknowledge that the promo codes:

Cannot be used for other goals as those envisioned by the specific conditions established by MoH for each promo code;
Cannot be duplicated, sold, or transferred in any way, nor be made available to the general public through a post in a public forum, social media or other without MoH's express authorisation;
Can expire before use and be deactivated by MoH at any time for any reason without engaging MoH's liability.

MoH reserves the right to refuse any promo code and/or to make the order and the use of those promo codes of a Member invalid in the case MoH estimates the use of a promo code has been made wrongly, fraudulently, illegally or contrary to specific conditions applicable to promo codes or to the General Terms and Conditions. In addition, in those situations, MoH reserves the right to:

Proceed to the closure of the account of the Member disregarding the aforementioned conditions;
Ask the refund the promo codes used for another goal than the one described in the established specific conditions by MoH or by the General Terms and Conditions.

Any Premium Subscription service is tacitly renewed for the same term as the one initially chosen.

It is possible to end the automatic renewal of the Premium Subscription at any time by selecting the “Stop the automatic renewal” option which can be found by clicking on the section “My Account”, then selecting “Premium”, then the “Option” tab.

The Employer is informed about the automatic renewal at the time of payment for the Premium Subscription. The information is provided on the dedicated page before these actions are carried out.

Article 5: Description of the Services

Internal Messaging Service

The Employer and Domestic Helper may send written messages to each other provided that the initial contact has been accepted by both parties.

Assignment Request

The employment terms and rates are freely negotiated between the Employer and the Domestic Helper within the limits drawn by legislation.

MoH reserves the rights to exclude any User registered on the Platform who is disrespecting these Terms.

Under no circumstances will MoH advise or guide the Employer when choosing a professional or when hiring a Domestic Helper.

The Employer is solely responsible for selecting the Domestic Helper who they will contact, and they undertake to comply with the legislation in force when drawing up the contracts between them.

MoH does not guarantee the Employer that the Domestic Helper has the necessary documents allowing them to carry on a paid or unpaid activity in the country where they reside. and Singapore. MoH cannot be held liable under any circumstances.

In general, the Employer undertakes to provide all information and means necessary to allow the Domestic Helper to carry out the Assignment and undertakes to pay the Domestic Helper for the Assignment.

This document does not constitute legal or other advice in any way and Members are advised to seek their own counsel.

The Platform in itself does not provide any home-based services. Rather, it acts as an intermediary with a view to connecting Members.

Article 6: Feedback

From time to time MoH may request Members for feedback or execute a poll amongst its Members. MoH reserves the right to decide to publish the ratings or poll results at its full own discretion. Members confirm that they are aware that this may take place on the Platform or otherwise, at the full discretion of MoH.

Article 7: Roles and responsibilities

Roles and responsibilities of Members

Users have the following obligations:

To refrain from using the Platform for any purposes other than those defined in this Introduction.
To refrain from disclosing personal information on their profile, allowing other Users to contact them without going through the services offered by MoH.
To refrain from posting, indicating or disseminating, in any form whatsoever, information or content aimed at decreasing, disrupting or preventing normal use of the Services, interrupting and/or slowing down normal circulation of messages between Users via the Services, such as software, viruses, logic bombs, spamming, etc. MoH reserves the right to delete spam messages sent by a User in order to retain normal use of the Service for the other Users.
To refrain from posting, indicating or disseminating, in any form whatsoever, nor make any comments or engage in any behavior of a slanderous, damaging, obscene, pornographic, vulgar, offensive, aggressive, inappropriate, violent, threatening, harassing, racist or xenophobic nature or with sexual connotations, inciting hate, violence, discrimination or hate [sic], encouraging illegal activities or the use of illegal substances, or more generally activities that are in breach of the purposes of the Platform and able to damage the rights of MoH or a third party or which are contrary to public order;
To refrain from posting, indicating or disseminating, in any form whatsoever, information or content which includes links to third party websites of an illegal nature, contrary to public order and/or non-compliant with MoH's purpose.

Users are reminded that they are not authorized to indicate or disclose to other Users via the Platform information enabling others to identify them, such as their surname, postal address, email address or telephone number.

By using the Platform, you agree to indemnify MoH, our directors, employees, agents, subcontractors, and affiliated companies against any and all third-party claims and liabilities related to your breach of this Agreement.

Roles and responsibilities of MoH

MoH and Members are independent parties, each one acting in their own name and on their own behalf.

MoH does not enter into any agreement in the name and/or on behalf of a Domestic Helper or Employer. Domestic Helpers and Employers enter into agreements directly between themselves via the Platform.

Since MoH is not a party to any agreements entered into between Users, it cannot be held liable in any way for any difficulties which may arise when entering into or during the implementation of these agreements entered into between Users, and nor can it be a party to any disputes whatsoever between them in relation to guarantees, declarations or obligations of any kind by which Users are bound.

More specifically, MoH is therefore not liable for the quality or conformity of Assignments undertaken by Domestic Helpers.

As a result, MoH cannot be considered as a Member's employee/employer under any circumstances and the Domestic Helpers cannot be considered as subcontractors of MoH.

MoH declines any liability for any incidents or accidents which may be suffered by Members or third parties during Assignments. More generally, MoH cannot be held liable for damage of any nature (personal, physical, material, financial or any other) arising during an Assignment. No claim in this regard will be accepted.

MoH strives to partner in good faith with reliable and licensed employment agencies.

However, MoH will not be held responsible for any risk that may occur. Please make your own decision whether visiting or not those employment agencies or websites. Members bear any risk, damage and/or loss that may occur.

Agencies and partners are independent from MoH. It is the agency or partner's responsibility to make sure their communication with Members complies with local regulations.

If Members decide to subscribe to a package with them, MoH is not responsible for any outcome. Members must sign a contract with the agency and communicate with them in case of disagreement.

All Members must ensure that they request all mandatory documents and that any employment agency has the appropriate license before entering an agreement with them. Any communication the Employer have with them is between them and the third party and we will not be liable for any of its outcomes.

MoH shall not be held responsible, in case of any damage or cost arising from using the Platform website. Regardless of direct hire or using MoH's partner agency, it is the responsibility of the Members to make sure their decisions and actions comply with local laws and regulations.

MoH undertakes to provide the Services with diligence and in accordance with the applicable rules, regulations and legislation, it being specified that it is bound by an obligation to provide the means rather than an obligation to achieve results, which Users expressly acknowledge and accept.

MoH's liability is exclusively limited to the provision of the Services in accordance with the terms and conditions set out in these Terms.

MoH cannot be held liable for Content written by third parties. Moreover, any claim must be forwarded in the first instance to the author of the Content in question.

MoH is not responsible for any safety issues occurring while using the services online or meeting users met on the platform offline. We advise all members to take necessary precautions for personal safety.

Article 8: Penalties for non-fulfilment

In the event of non-fulfilment of any of the provisions laid down in these General Terms and Conditions, or more generally any breach of the laws and regulations by the User, MoH reserves the right to:

Suspend, delete or prevent access to the Services by the Member or the person responsible for, or involved in the non-fulfilment or breach;
Delete all or part of any Content in relation to the non-fulfilment or breach in question;
Take any appropriate measures and issue any court proceedings;
Where applicable, notify the relevant authorities, collaborate with them and provide them with all information which may help to identify and stop illegal or unlawful activities.

Article 9: Suspension and termination

Deactivation of a Member's account

Each Member may deactivate publication of a position published on their personal account in order to be connected with other Platform Members. The deactivation is in this case temporary and the Member may reactivate it any time. As a result, the Member's account will no longer appear in the search list.

The User may reactivate their position at any time.

Termination of the Member's account

In the event of a serious breach on the part of a Member, MoH may terminate their account without warning or official notification. This termination will have the same effects as any termination acted out by the Member.

This termination will take place without prejudice to any damages which may be claimed by MoH from the Member or their legal beneficiaries and legal representatives in order to compensate for any damage suffered by MoH as a result of such breaches.

Article 10: Privacy and Personal Data Protection Policy

MoH cares about the privacy of Users who visit the website and Members who register to use its services. All our decisions are made with our Members' best interest at heart. We have drafted this Privacy and Personal Data Protection Policy as clearly as possible, so you are aware of what is going on with respect to your privacy on MoH. This Privacy and Personal Data Protection Policy describes our privacy practices in relation to the use of the site and the related applications and services offered by us. MoH abides by the Singapore Data Privacy Law as set forth by the Singapore Personal Data Protection Act.

Data Protection

MoH aims to connect Employer and Domestic Helpers to allow them to find the right match efficiently. Our registered Members can upload their profiles, contact Domestic Helpers for hiring and employment opportunities. Domestic Helpers profiles and Employer ads are visible to unregistered Users, but they have no access to contact information such as full name, email and telephone. Domestic Helpers can contact Employers only through MoH's online messaging system. Registered Users can see the Domestic Helper's phone number if they have shared this information on their profile. The interest of all our Members are central to our business ethics.

Maintaining your trust is important to us. Our Member's privacy is a priority at MoH, and we are committed to protecting all parties who use our services. We do not share any data with third parties except (a) when we must comply with government department regulations (b) when you have given your written consent for the provision of your personal data to others. Please read further to learn more about our practices, including (a) what type of information is collected, (b) how the information is used and to whom we disclose the information, and (c) how we maintain security with shared information.

Application

This Privacy and Personal Data Protection Policy applies to MoH.sg and other products and services we render. Ministryofhelpers.com may contain links to third party websites. The information practices or the content of such third-party websites is governed by the privacy statements found therein. We encourage you to review the privacy statements of third-party websites to understand their information practices.

Our Privacy and Personal Data Protection Policy covers both privacy and confidentiality measures taken with our clients and any direct end-user. We may modify this Privacy and Personal Data Protection Policy in the future, but will inform you if we do, so that you can review the changes before you continue to use MoH. Opening your account means that you consent to our Privacy and Personal Data Protection Policy.

Collection

We collect your information to offer you an efficient, personalised and effective experience when searching for a Domestic Helper or Employer. Collected data is used to maximise your chances to help you find the right Domestic Helper or Employer. When you create a profile or a position on MoH, you must provide your name, email address, a mobile number, a password and agree to our Terms & Conditions. You may provide additional information to help you find the right Domestic Helper or Employer. You understand that by creating an account, we and others will be potentially able to identify you by the details you provided.

When you contact our customer support services, we may have to access your profile, position and other contributions to MoH and collect the information we need to categorise your question, respond to it and, if applicable, investigate any breach of our Terms and Conditions or this Privacy and Personal Data Protection Policy. We will also use this information to examine trends, investigate potential problems and to personalise our support.

MoH is an innovative online platform and we are always working to improve our services. This means we may introduce new features, some of which may lead us to collect new information to optimise our offerings. If we need to collect more personal information, we will modify this Privacy and Personal Data Protection Policy.

Rights

Deletion of user accounts will be permanent 12 months after the expiration of each accounting year only. As such we comply with the Data Protection Principles of the Personal Data (Privacy) Ordinance.

All Members are entitled to enquire whether MoH holds any of their personal data, and to request a copy of such personal data held. If it is found that the data contained therein is inaccurate, members have the right to request us to correct the record. In such case, we will accede to the access and correction requests within a statutory period of 40 days. Should we fail to process the request within the period specified, we will provide a reply and state its reasons within 40 days.

User

You agree that the information you provide on your profile can be seen by others and used by us as described in this Privacy and Personal Data Protection Policy. Information can be obtained by MoH support staff and representatives through your voluntary submission of information through our website, by email, phone or direct meeting. We gather information to better understand your needs and requests only, and do not disclose, sell, or market any information to a third party, unless you have agreed to the provision of your personal data to others. In this case, the permitted class of marketing subjects, the permitted class of persons and the permitted kind of personal data will be stated clearly through the response channel chosen, being in this case an online facility where you can subscribe and unsubscribe to the provision of your personal data to others.

We communicate with you through email, notices on our direct messaging platform, and other means including mobile text messages and instant messaging apps. These communications can include: welcome message, information about how to optimise the use of our services, new features, membership related queries, newsletters, messages received in your MoH inbox and so on. We are also following the advice given by the Ministry of Manpower on the dissemination of information concerning the employment of a Domestic Helper.

You may receive third party marketing promotions through our newsletters, but your personal data won't be shared to the said third parties, unless you have agreed to the provision of your personal data to others. You can opt-out our newsletter recipient list at any time by editing the settings of your MoH online account.

We use the information and content provided by you and other members to conduct research for development and improvement of our services to provide all MoH Members with a better experience.

It may be possible that we need to disclose personal information, profile information, job ads or information about your activities at the MoH website when required by law, subpoena or other legal processes globally. We will only do this if we have good faith that disclosure is reasonably necessary to investigate, prevent or act against suspected or actual illegal activities (such as scamming, and online abuse) or to assist government enforcement agencies. We exercise the right to protect the rights and safety of MoH, our members and others.

Security

MoH takes precautions including technical, administrative, and physical measures to safeguard your information against loss, theft, misuse, unauthorised access, disclosure, alteration, and destruction. Access to our database is limited to MoH only, and we take all reasonable measures to ensure that your information is correct and securely maintained. We communicate these guidelines to all employees and strictly enforce privacy safeguards within our company. To protect any data stored on our servers, we regularly check and monitor our system for possible vulnerabilities and attacks. However, since the internet is not always secure, we cannot ensure or warrant the security of any information that you submit to us. We expect you to protect the security of login information so that others cannot access your account. We strongly advise you to be careful with confidential information and to never pay anyone through our website. If we suspect anyone of online abuse or scamming, we will delete their accounts per our Terms and Conditions.

Contact

If you want to contact us related to these terms, please contact us by email with detailed information on how we can assist you and we will get back to your query as soon we can.

Google Calendar API Integration

MoH' use and transfer of information obtained from Google Calendar API will comply with the Google API Services User Data Policy, including the Limited Use requirements. For more information, please refer to the Google API Services User Data Policy at https://developers.google.com/terms/api-services-user-data-policy .

By connecting your Google Calendar to MoH, you acknowledge and agree to allow the application to access your Google Calendar data as necessary for its proper functioning. We will not use your data for any purpose other than providing you with the services offered by MoH, and we will not transfer your data to any third party except as required by law or as necessary to provide you with these services. If you do not connect your Google Calendar to MoH, this section will not apply to you.

Article 11: Survival

In the event that one of the provisions contained in these General Terms and Conditions becomes invalid or unenforceable following a change to legislation or a court decision, this will not under any circumstances affect the validity and compliance with the other clauses contained in these terms and conditions.

Article 12: Applicable law – Competent courts

In the unlikely event that we end up in a legal dispute, it shall be governed by and construed in accordance with the laws of the Singapore, regardless of your geographical residential location or where you used our services.